But making bridging easier doesn’t just come down to great products, it’s about our people -  people who understand the detail, the regulation, the structuring, the risk and the relationships that sit behind every deal. That’s why we built the Somo Sales Training Academy.

Specialist property finance lender Somo has announced the appointment of Lyam Denney as Relationship Director for London, further strengthening its commitment to brokers in the capital and expanding its London-based relationship team to three.

As we step into 2026, we wanted to ensure you didn't miss our 2025 recap, brought to you in a video exclusive over the Christmas period, so here’s another snapshot of the success we achieved together in 2025.

The UK bridging investment market continues to attract savvy investors like you and it’s clear why. Short-term, property-backed lending has proven itself as a source of strong returns. But even in a competitive field, some platforms stand out more than others. This year, Somo has cemented its position as a market leader, delivering returns that outperform other top lenders in the space. With more than a decade of trading behind us and zero capital losses throughout that time

UK bridging lender Somo has launched a capital loss guarantee, offering investors protection on up to the first 10 per cent of any loss on second charge property loans. The Second Charge Limited Capital Loss Guarantee will apply to all loans originated after 1 November 2025, with aggregate coverage capped at £1.2m, the firm said. Loans made before that date will not be covered. Somo said the scheme provides “direct, transparent and defined coverage”, unlike more complex cre

Discover why sophisticated investors are adding property-backed lending to their 2025 portfolios. Loans are backed by UK brick and mortar, returns can often be higher than traditional bonds and Somo have had zero capital losses to date.

Somo has been shortlisted for three prestigious titles at this year’s NACFB Commercial Lender Awards.

As investors reviewing the property-backed lending landscape, you may already have noticed the rising prominence for second-charge bridging finance, particularly as we move into 2026. At Somo, we see this shift first-hand. Read our Director of Investor Relations perspective on the common misconceptions around second-charge loans - and why the latest numbers suggest they’re becoming an increasingly important part of the market.

Louis Alexander, chief executive of Somo, discusses how property-backed private lending has shown resilience during global market turbulence, consistently delivering higher, stable returns compared to equities and traditional lending. In the UK, Somo demonstrates how private credit is emerging as a reliable, high-growth investment strategy, offering security, diversification, and long-term performance for sophisticated investors.

We’re incredibly proud to announce that Somo has been named Best Regional Bridging Lender of the Year at the 2025 Bridging & Commercial Awards.

Publication, Alternative Credit Investor, has reported on Somo's recent success at court against borrowers who attempted to evade repayment, reinforcing our commitment to protecting investor capital through robust documentation and diligent underwriting. Read the full story below:

We’ve been ranked No. 1 for best financial health by alternative Investments ratings and research firm, 4thWay for the second year running. Plus we’ve proudly maintained our +++ ‘Exceptional’ rating into 2025. In 4thway's latest review, Neil Faulkner also talks about why a Lending Platform’s financial health is always going to be a priority for Investors. Why? Because a business a profitable business reduces the risk of closure. And closure can create uncertainty around loans

Somo welcomes the recent Financial Ombudsman Service (FOS) decision, which dismissed a complaint relating to a bridging loan issued in November 2019. The ruling confirms that Somo acted fairly and reasonably throughout the loan agreement process, reinforcing the company’s commitment to responsible lending. Background  The complaint centred on a bridging loan, secured against a property, and used for business purposes. The borrowers experienced financial difficulties citing fi

By leveraging equity without altering existing mortgages, second charge loans are flexible solutions to empowering clients to fund business ventures, manage cash flow, and seize growth opportunities—all while maintaining their financial stability. As the property market cautiously steps into 2025, the economic recovery provides a wealth of opportunities for those seeking flexible solutions to unlock capital for business ventures and address cash flow challenges. Second charge

We’re pleased to share an exclusive viewing of our new campaign. This isn’t just an advert; it’s a reflection of our investment world and our relationship with you, our Social Investors, going beyond return rates and success stories to capture the essence of what matters to you and inspires us all. The advert has just debuted on our Investor Homepage. Follow the link and let us know what you think of Somo’s first ad.

Meet Simon Cottrell, our Head of Recoveries and Investor Relations at Somo. With over 30 years of experience in debt recovery, Simon ensures swift and secure loan recoveries and provides excellent service to our valued investors.  Simon Cottrell has a dual role at Somo, both managing the recovery team and as the most senior point of contact for its valued investors. According to Somo’s Social Investors an excellent track record of safe and prompt recovery of loans is the most

Learn about the Treasury's decision to reverse the 2024 changes to High Net Worth (HNW) and Sophisticated investor thresholds, including the implications for investors and the financial community. Content: The Treasury Reverse Plans Change Investor Thresholds. High Net Worth Investor Definition Sophisticated Investor Definition Why are the Investor Definitions Necessary? How does this affect Somo Investors? In late 2023, the Treasury announced plans to change the criteria fo