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The Resilience of Property-Backed Private Lending

  • Writer: Emily Jackson
    Emily Jackson
  • Aug 18, 2025
  • 1 min read
Louis Alexander

Louis Alexander, chief executive of Somo, discusses how property-backed private lending has shown resilience during global market turbulence, consistently delivering higher, stable returns compared to equities and traditional lending. Over the past decade, the sector has continued to evolve, with firms like Somo marking 10 years of trading amid growing interest in alternative finance.


"As Somo completes its 10th year of successful trading I have been thinking about the importance of financial resilience – particularly in times of political uncertainty.


In the wake of President Trump’s tariff announcements and subsequent volatility – the S&P 500 lost over 10 per cent in just two days – I wanted to take a moment to look at the performance of private credit compared to the stock market over the last decade – particularly private lending backed by property."


Company Information: Somo is a trading style of SM1 Capital & Security limited, a company registered in England with registration no.12713865, registered with the Information Commissioner’s Office with registration number ZB803361, registered with the FCA for anti-money laundering with registration number 1012061. Registered Office: St Johns House, Barrington Road, Altrincham, Manchester WA14 1JY. The Somo business is unregulated for both borrowers and investors.

Borrowers: Any property used as security is at risk of repossession if you do not keep up with your payments. Somo’s bridging loans are unregulated. If you are unsure about any aspect of the information provided by the company, you should seek advice from an independent financial adviser familiar with bridging loans. Terms apply.

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