Half a billion successfully lent
11 years trading profitably
Awarded 'No.1 for Financial Health'* and Rated ‘Exceptional +++’ by 4thWay.co.uk
Regional Bridging Lender of the Year Bridging and Commercial
Rated 5 stars by other Social Investors
Trading profitably from inception in 2014 to 2026. Awarded No. 1 for Financial health by 4thWay.co.uk, March 2025. Rated 5 stars, source: Feefo.
Investors
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Our Story
As the UK’s first and oldest crowd-funded lender, we’ve been lending and processing bridging loans for over two generations of family lenders. We have a combined experience of over 300 years in property lending.
Our backgrounds range from accountancy, finance, insolvency practitioners, the legal profession (barristers and solicitors) and loan underwriting.
We have developed extensive due diligence processes and procedures with excellent fraud prevention systems.
Look who's No.1
We've been crowned +++ Exceptional by 4thWay.co.uk a leading research and ratings agency for the alternative lending market.
"The lengths Somo goes to reduce risks when assessing borrowers are beyond what I'm seeing bridge lending. The future looks very good for it's investors".
You can read all about us, including why we're rated No.1 for Financial Health in 4thWay's full review.


Somo Documents
We’re committed to open and transparent communication with our Investors. Click these links for more company information and to view our independently audited accounts.







