Historic Returns

As of Jan 2020
The following are the results of Social Money Ltd (SoMo) trading since inception and as BridgeCrowd. Your Capital is at risk. Future returns may not follow past returns.

£120m+
Lent
0
Capital Loss
100%
Recovery Rate
  2012 2013 2014 2015 2016 2017 2018 2019
Capital Loss 0 0 0 0 0 0 0
Average monthly interest earned by investors 1% 1% 1% 1% 1% 1% 0.9% 0.88%
Average annualised interest earned by investors 12% 12% 12% 12% 12% 12% 10.8% 10.56%
93%
% Family invested loans
1hr 35min
Avg time to resell loan
  • 2015

    Loans made

    67

    Loans repaid in full

    67

    Loans still outstanding

    0
  • 2016

    Loans made

    64

    Loans repaid in full

    61

    Loans still outstanding

    3
  • 2017

    Loans made

    129

    Loans repaid in full

    126

    Loans still outstanding

    3
  • 2018

    Loans made

    149

    Loans repaid in full

    121

    Loans still outstanding

    20+
Arrears and Repossessions
Percentage of loans that... 2015 2016 2017 2018 2019
Repay on or before the loan term 72% 74.5% 76.2% 75.1% 73.8%
Require / offered an extension 26% 25.5% 23.8% 24.9% 26.2%
Security repossessed and sold by receivers 0% 0% 0.7% 0.9% 2.3%
Percentage of interest that is returned during default period 100% 100% 100% 100% 100%
Percentage of loans where full capital and all interest is returned 100% 100% 100% 100% 100%
Company Health Check

SoMo / Social Money ltd has made consistent profits since inception. These figures reinforce the strength of the business model and showcase the stability of the company and the platform.
*Past performance is not necessarily a reliable indicator of future performance

£554,827
2017
£2,043,253
2018
£3,596,486
2019
The Risk

Your Capital is at Risk. Past performance is not necessarily a reliable indicator of future performance. Please ensure that you read our Risks statements and do not lend if you do not understand the risks. Do not lend more than you can afford to lose and seek financial advice if you are unclear about anything. Risks.

Client Reviews

What people say about Social Money (SoMo).