Isn't it about
time lending
evolved?
Improving finance is in
our DNA.
-
Market leaders
in Bridging &
property lending,
by results- Welcome to SoMo, the social way to invest and borrow
money secured over UK property.
Our ethos is to lend money, safely and secured. - We have lent over £140,000,000 successfully.
- We are SoMo, we do things differently.
*As of 2020. Your capital is at risk and you could lose some or all of your money. Past performance is not necessarily an indicator of future performance. Your loans are not covered by the Financial Services Compensation Scheme.
- Welcome to SoMo, the social way to invest and borrow
-
Invest Money
- Up to 10.8% returns PA. Interest is paid monthly
- Zero capital losses and 100% recovery rate
- Over £140,000,000 successfully lent
- All underlying loans are SECURED over UK property
- Manually choose the loans or auto invest
- Active resale option
*As of 2020. Your capital is at risk and you could lose some or all of your money. Past performance is not necessarily an indicator of future performance. Your loans are not covered by the Financial Services Compensation Scheme.
I'm an Investor -
Borrow Money
- Rates from 0.49% per month
- Loans from £25,000 to £5,000,000
- All statuses accepted, any purpose, arranged quickly
- Property and bridging loans up to 75% LTV
- 1st and 2nd charge and Equitable Charges
- You choose the loan term and when to pay the interest
*Warning: Any property used as security is at risk of repossession if you do not keep up with your payments. If you are unsure about any aspect of the information provided by the company, you should seek advice from an independent financial adviser.
I'm a Borrower -
Brokers
- Low Rate Bridging Loans - 0.49% PCM to 75% LTV
- Valuation Only Bridging Loans - 0.6% PCM to 70% LTV
- 1st Charge Loans - 0.49% PCM to 75% LTV
- 2nd Charge Loans - 0.49% PCM to 75% LTV
- Equitable Charge Loans - 0.49% PCM to 75% LTV
- Auction Finance - 0.49% PCM to 75% LTV
*Any property used as security is at risk of repossession if you do not keep up with your payments. If you are unsure about any aspect of the information provided by the company, you should seek advice from an independent financial adviser.
I'm a Broker -
Institutions
- Unique investment access to property and bridging loans
- Banks & Hedge funds
- Institutions and Family Offices
- Zero capital losses and 100% recovery rate
- Over £140,000,000 successfully lent
- All underlying loans are SECURED over UK property
*As of 2020. Your capital is at risk and you could lose some or all of your money. Past performance is not necessarily an indicator of future performance. Your loans are not covered by the Financial Services Compensation Scheme.
I'm an institution
Stay up to date with all the latest SoMo updates, Investor news and much more.
How a Bridging Loan Helped One Buy to Let Customer
Claire was looking to add a Buy to Let to her property portfolio. She was struggling to secure funding that would allow her to complete within a tight deadline and against the open market value.
SoMo Offers 68% LTV On Second Charge Bridging Loans
Short term finance has grown in popularity and can be used for varying purposes. Including...
A Client Needed A Cash Injection For Their Catering Business
We recently helped a client who needed a second charge bridging loan secured against their residential property. A 68% LTV second charge bridging loan was the order of the day.
What Is Bridging Commonly Used For?
Bridging loans have risen in popularity since the financial crash 10 years ago, with banks tightening criteria …
Some of the publications we have featured in.
What people say about Social Money (SoMo).
