Somo offers bridging loans even if the borrower has adverse credit. Our Valuation Only™ product focuses on the property’s value, not the borrower’s credit score. That means, no proof of income, no clean credit, no evidence of an exit strategy - no problem.

We’re incredibly proud to announce that Somo has been named Best Regional Bridging Lender of the Year at the 2025 Bridging & Commercial Awards.

It's back! Don't miss out on last year's most popular promotion - Free Legals. Lock-in a deal with Somo this May and we'll pay your lender legal fees up to £2,000*.

Somo are changing the game in Bridging finance by making loans more accessible, straightforward, and beneficial. Learn about our flexible lending options and market-leading rates as we attempt to change the perceptions of Bridging. We’re on a mission In the world of finance, traditional lending is often synonymous with complexity and delay. With mainstream lenders continuing to work with tighter lending restrictions, borrowers who don’t fit the standard lending criteria are l