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Over £325,000,000 successfully lent
10 years trading profitably
Rated ‘Exceptional +++’ by
‘Awarded No.1’ for Financial Health*
Rated 5 stars by other Social Investors

Trading profitably from inception in 2014 to 2024. Awarded No. 1 for Financial health by, Nov 2023. Rated 5 stars, source: Feefo.

Our Story

As the UK’s first and oldest crowd-funded lender, we’ve been lending and processing bridging loans for over 2 generations of family lenders. We have a combined experience of over 300 years in property lending.

Our backgrounds range from accountancy, finance, insolvency practitioners, the legal profession (barristers and solicitors) and loan underwriting.

We have developed extensive due diligence processes and procedures with excellent fraud prevention systems.

Look who's No.1

We've been crowned +++ Exceptional by

a leading research and ratings agency for the alternative lending market.

"The lengths Somo goes to reduce risks when assessing borrowers are beyond what I'm seeing bridge lending. The future looks very good for it's investors".

You can read all about us, including why we're rated No.1 for Financial Health in 4thWay's full review.

Source:, Nov 2023

Somo Documents

We’re committed to open and transparent communication with our Investors. Click these links for more company information and to view our independently audited accounts.

Registered content

New Investors

We specialise in bridging finance secured over UK property, through crowd funding and institutional investments.

Due to FCA regulatory reasons we only offer our Investment product to the following types of investors:

  • High Net Worth
  • Certified Sophisticated
  • Self-Certified Sophisticated.

Returning Investors

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