top of page

Looking for a fast, flexible bridging loan?

Get a quote in 30 minutes

  • Loans for ANY business purpose

  • Rates from 0.71% pcm

  • All credit statuses accepted

  • Apply in minutes

Loan Purpose

Max loan-to-value

75% LTV

Monthly rates from

0.71%

Loans ranging from

£27.5k - £3m

Get a bridging loan

Why choose a bridging loan?

With terms from 1 to 36 months, a bridging loan gives you access to funds, fast.

 

Whether you're a business owner, landlord or property investor, with a property in the background we'll look to lend for any business purpose, even if you have less than perfect credit.

Somo exists to say yes where others say no.

How it works

Apply in
minutes

Fill out our short application form or book a call with our team to get started.

Get a decision
in 30 minutes

We can provide an offer in just 30 minutes.

We handle
the details

You’ll have a dedicated Case Manager to guide you, answer questions and keep things moving.

Money in
your account

When the final checks are complete, we send the funds directly to your bank.

get a bridging loan

Funding that's flexible

If you’ve been declined by a bank or another lender due to your credit score, you’re not alone. Somo specialises in bridging loans, helping businesses with poor credit secure fast, flexible funding or refinance existing loans.

 

We focus on your property’s value - not your credit score - so you can access the funding you need. Apply today to find out how much you could borrow.

From investing to refurbing, starting up to scaling up

FAQs

There was a technical issue on our end. Try again or refresh.

Get started

Property-backed business loans - built for those who don't fit the bank's criteria.​

​

Apply today. No obligation. No impact on your credit score.

E: borrowers@somo.co.uk
T: 0161 312 56 56
Loan Purpose

Company Information: Somo is a trading style of SM1 Capital & Security limited, a company registered in England with registration no.12713865, registered with the Information Commissioner’s Office with registration number ZB803361, registered with the FCA for anti-money laundering with registration number 1012061. Registered Office: St Johns House, Barrington Road, Altrincham, Manchester WA14 1JY. The Somo business is unregulated for both borrowers and investors.

Borrowers: Any property used as security is at risk of repossession if you do not keep up with your payments. Somo’s bridging loans are unregulated. If you are unsure about any aspect of the information provided by the company, you should seek advice from an independent financial adviser familiar with bridging loans. Terms apply.

Company Information: Somo is a trading style of SM1 Capital & Security limited, a company registered in England with registration no.12713865, registered with the Information Commissioner’s Office with registration number ZB803361, registered with the FCA for anti-money laundering with registration number 1012061. Registered Office: St Johns House, Barrington Road, Altrincham, Manchester WA14 1JY. The Somo business is unregulated for both borrowers and investors.

Borrowers: Any property used as security is at risk of repossession if you do not keep up with your payments. Somo’s bridging loans are unregulated. If you are unsure about any aspect of the information provided by the company, you should seek advice from an independent financial adviser familiar with bridging loans. Terms apply.

bottom of page